Terms & Conditions

Terms & Conditions

Your Terms Of Service
This Agreement was last modified on June 25, 2018.
Please read these Terms of Service completely using www.pacificpay.io (hereinafter also “Service” “Website” “Site” respectively) which is owned and operated by pacificpay (hereinafter also “We”, “Our”, “Company” respectively). This Agreement documents the legally binding Terms and Conditions attached.
Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.
By using or accessing the Site in any way, viewing or browsing the Site, or adding your own content to the Site, you are agreeing to be bound by these Terms of Service. If you disagree with any part of the terms then you may not access the Service.
Intellectual Property
You acknowledge and agree that we and our licensors retain ownership of all intellectual property rights of any kind related to the Service, including applicable copyrights, trademarks and other proprietary rights. Other product and company names that are mentioned on the Service may be trademarks of their respective owners. We reserve all rights that are not expressly granted to you under this Agreement.
Privacy Policy
We respect the privacy of our Service users. Please refer to the Company’s Privacy Policy (found here: https://www.pacificpay.io) which explains how we collect, use, and disclose information that pertains to your privacy. When you access or use the Service, you signify your agreement to this Privacy Policy.
About This Service
The service allows you to apply for third party provisioned payment related products and services. www.pacificpay.io does not directly provision products or services itself.
Registration: Rules for User Conduct and Use of the Service
You need to be at least 18 years old in order to use the Service. If you are a user who submits Personalized Information through the service, The Company will not be responsible for any liabilities, losses, or damages arising out of the unauthorized use of your Personalized Information by Third-Parties.
Use Restrictions
Your permission to use the Site is conditioned upon the following Use Restrictions and Conduct Restrictions. You agree that you will not under any circumstances:
Use the service for any unlawful purpose or for the promotion of illegal activities;
Use another’s Personal Information;
Provide false or inaccurate information when applying for Services;
Interfere or attempt to interfere with the proper functioning of the Service;
Make any automated use of the system, or take any action that we deem to impose or to potentially impose an unreasonable or disproportionately large load on our servers or network infrastructure;
Bypass any robot exclusion headers or other measures we take to restrict access to the Service;
Upload or attempt to upload to the Service any malicious content intended to damage or disrupt another user’s browser or computer.
Posting and Conduct Restrictions
When you apply for Services you will provide Personal Information. You are solely responsible for the Personal Information that you submit or otherwise make available via the Service. You agree that we are only acting as a conduit for your Personal Information which is being supplied to a third-party(s) upon your submission. We, however, reserve the right to remove any Personal Information or applications from the Service at our discretion.
The following rules pertain to Personal Information. By transmitting and submitting any Personal Information while using the Service, you agree as follows:
You are solely responsible for your Personal Information and/or application;
You will not submit information that is malicious, false or inaccurate;
We do not exercise control over third parties to whom your Personal Information is sent, and therefore we disclaim responsibility for security or data breaches that occur to those third party systems;
You will not submit information that is copyrighted or subject to third party proprietary rights, including privacy, publicity, trade secret, etc. unless you are the owner of such rights or have the appropriate permission from their rightful owner to specifically submit such information; and
You hereby affirm we have the right to determine whether any of your Submitted Information is inappropriate or violates these Terms of Service, and remove any / all of your Submitted Information, and terminate your access to this Service with or without prior notice.
You understand and agree that any liability, loss or damage that occurs as a result of the submission, transmission, or use of any Personal Information that you make available or submit through your use of the Service is solely your responsibility. The Company is not responsible for any public display or misuse of your Personal Information. The Company does not, and cannot, pre-screen or monitor all submitted Personal Information or applications. However, at our discretion, we, or technology that we employ, may monitor and / or record your interactions with the Service.
Online Content Disclaimer
Opinions, advice, recommendations, statements, offers or other information or content made available through the Service, but not directly by the Company, are those of their respective authors, and should not necessarily be relied upon. Such authors are solely responsible for such content. We do not guarantee the accuracy, completeness, or usefulness of any information on the Service and neither do we adopt nor endorse, nor are we responsible for, the accuracy or reliability of any opinion, advice or statement made by parties other than the Company. The Company takes no responsibility and assumes no liability for any Personal Information that you or any other user or third party sends over the Service. Under no circumstances will we be responsible for any loss or damage resulting from anyone’s reliance on information or other content posted on the Service, or transmitted to third-parties.
Although we strive to enforce these Terms of Use, you may be exposed to content that is inaccurate or objectionable. The Company shall have the right to remove any material that in its sole opinion, violates, or is alleged to violate, the law or this agreement or which might be offensive or that might violate the rights, harm or threaten the safety of users or others. Unauthorized use may result in criminal and/or civil prosecution under Federal, State and local law. If you become aware of misuse of our Service, please contact us.
Services Provided to Others
The Company is an authorized sales office which markets payment related products and services on behalf of the credit card processor(s), payment gateway provider(s), equipment providers, chargeback management solutions providers, and other payment product and services providers. The Company will use commercially reasonable effort to facilitate the application process for these products and services. You acknowledge that these products and services are performed, managed and delivered by third-parties over whom the Company exercises no control, and therefore you agree to look exclusively to those third-parties and your agreements with those third-parties for resolution and remedy for any issues. On behalf of the credit card processor(s) specifically, the Company’s role and responsibility is limited to facilitating the application and application submission process. The Company’s responsibilities and scope do not extend into the underwriting, risk analysis, or provision of debit and credit card processing services, which is solely conducted and determined by the credit card processor(s) through whom you apply for merchant services.
Links to Other Sites And / Or Materials
As part of the Service, the Company may provide you with convenient links to third party websites (“Third Party Sites”) as well as content or items belonging to or originating from third parties (the “Third Party Applications, Software, or Content”). These links are provided as a courtesy to Service users. The Company has no control over Third Party Sites and Third Party Applications, Software or Content. Such Third Party Sites or Third Party Applications, Software, or Content are not investigated, monitored or checked for accuracy, appropriateness, or completeness by the Company, and the Company is not responsible for any Third Party Sites accessed through the Site or any Third Party Applications, Software or Content posted on, available through or installed from the Site, including the content, accuracy, offensiveness, opinions, reliability, privacy practices or other policies of or contained in the Third Party Sites or the Third Party Applications, Software or Content. Inclusion of, linking to or permitting the use of installation of any Third Party Site or any Third Party Applications, Software or Content does not imply approval or endorsement thereof by the Company. If you decide to leave the Site and access the Third Party Sites or to use or install any Third Party Applications, Software or Content, you do so at your own risk and you should be aware that our terms and policies no longer govern. You should review the applicable terms and policies, including privacy and data gathering practices of any site which you navigate from the Site to, or relating to any applications you use or install from the Site.